Code of Ethics


As members of the American Collectors Association (ACA), we subscribe to the ACA collection practices code of ethics as well as a rigorous training program for our employees. The ACA has developed a continuing education program for its members to aid in training employees in areas such as Fair Debt Collection Practices Act (FDCPA), Professional Telephone Collection Techniques and Professional Liability. In addition, the ACA has a Certified Collector program which tests collectors’ professionalism and knowledge of the FDCPA. Presently, only 5% of the collection professionals in the country are Certified Collectors.

All our sales, collection and customer service employees must successfully complete CMI’s in-house computer course on the FDCPA and HIPAA and take the Professional Telephone Collections Technique course before handling a single account. The CMI in-house courses are provided by ACA and involve the same materials and testing procedures in ACA schools. 

CMI has taken the commitment to training and industry education one step further. We take the knowledge we’ve gained and pass it on to our clients in the form of personalized seminars and training sessions. At these client training sessions, we share the knowledge of the federal and local debt collection laws. In addition to learning about our collection process in general, our client learns tips on how to handle delinquencies, how to bring them up to date and how to save them as good accounts. CMI’s training sessions are excellent for managers, office managers and customer service personnel. 


 

 


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